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Why I’m Selling I Bonds & Buying Tips
TIPS look better than I-Bond! Related video 👉 I bonds
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Earnings Yield
Why rising interest rates are bad for stocks One of the most common methods for measuring the attractiveness of stocks is by comparing the earnings yield against long-term interest rates on government bonds. (The difference between these two is called the equity risk premium.) Theoretically, investors should demand a higher potential return for taking additional...
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One of the key differences between high yield savings accounts is the frequency of compounding interest. Some compound daily, some monthly. In this video I illustrate why, all things equal, daily compounding is better than monthly compounding as we compare the Ally and Capital One 360 high yield savings. The math will probably surprise you!...
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Fed Takes The Punch Bowl Away
THE PUNCH BOWL HAS BEEN REMOVED! Former Federal Reserve chair William McChesney Martin famously said the task of the Fed is, “to take away the punch bowl just as the party gets going.” Look at how the latest stock market peak in early 2022 perfectly coincides with the lift-off of short-term interest rates (which the...
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3 Easy Ways To Earn 5% On Your Cash In 2023
Cash is king in 2023! Short-term interest rates are at the HIGHEST levels in 22 years. Yet, a recent study suggested nearly 70% of Americans haven’t done anything to take advantage of the big move. In this video I’ll show you 3 EASY ways to earn around 5% on your cash with virtually no risk....
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Minimize Tax Rate On Inherited Ira Withdrawals
Since the 2019 law change, if you inherit an IRA from someone who is not your spouse, in most cases, you’ll have 10 years to withdraw the funds. The majority of IRAs are comprised of pre-tax dollars. This means that when you take a withdrawal, you generally have to pay taxes. Especially for those who...
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Diesel Prices Send Recession Warning
Commodity prices often send signals about the direction of the economy. Diesel prices have fallen rapidly over the past six months. Many factors impact energy prices but shipping companies, including UPS, have said demand for freight has significantly waned. This is a signal of an economic slowdown. 
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Mortgage rates have dramatically increased since 2021. Based on a very strong historical relationship, the 30-year fixed rate mortgage is about as poorly priced as it has been in 20+ years. Given the situation, an adjustable rate mortgage is probably worth considering for home buyers presently.
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how to buy t bills
Short-term treasury bills (or bonds) are now yielding over 5%. This is the highest level in 15 years. In this video, I’ll walk you through the steps of buying US treasury bills through Fidelity. Fidelity does not charge any fees or commissions if you purchase T-bills online. The other nice thing about treasurys is the...
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